You typically have to have comprehensive auto insurance to be fully covered for hail damage repair. Third party auto insurance only covers the other party’s vehicle, but it will not cover damage to your own car. For a two-car collision where somebody else is at fault, usually it is their insurance that will cover your own car, whether that is through your own insurance company or an agent. But what about when hail damage repair is involved?
First, let us discuss how hail damage repair works in this instance. When hail strikes a car, it does so with an acoustic sound that can easily be heard. This is especially true in the case of metal cars that are often built with lead-based paint.
When this happens, the windshield often becomes cracked, either partially or entirely. If it is completely cracked, the hail damage repair process will be much more costly. To avoid this from happening to you, it is recommended that you let the paintless windshield repair professionals handle this situation. The reason why is because they are experienced with dealing with these types of scenarios and can fix your windshield quickly and efficiently.
If your windshield is still intact, the next step is to take it to a hail damage repair shop. During the hail season, most of these shops will experience a higher than normal volume of business due to all of the cars being hit during the hail storm. But even during the normal season, some of these shops will still have an increase in business due to the fact that more people are driving around during the bad weather. When you bring in your damaged vehicle to be repaired, the technician will assess the damage and tell you what it is going to cost to get it fixed. Many times, they can estimate the cost in less than one day.
Depending on where you live, you may be able to get around this problem by contacting your insurance company. If they are aware that you were without car coverage, they may actually pay for some or all of the repair costs. The key is to contact them sooner rather than later. If you wait too long, your agent may lose your business and you will have to find a new place to go to get around the hail damage repair. In the end, the repair costs should not stop you from driving your vehicle again – especially if it is your only means of transportation during the hail damage repair.
If your windshield is totally smashed during the hail storm but you were not hit by objects, you will have to go through the hail damage repair process to get around the dents. You will find that all vehicles will suffer some dented areas, no matter what model they are. Dented windshields are a great way to tell that hail was in the vehicle, and therefore you may want to consider getting new windshields. Otherwise, you will just be replacing dented glass. No matter how big or small the hail storm was, you can generally fix the windshield without calling in an expert unless you have major damage.